Micro-fractionalization engine
Divides ownership into RM10 minimum denominations with automated daily or monthly profit distribution.
Technical & network architecture
Architecting the future of Islamic digital capital markets
SNFTX is built on permissioned EVM ledger technology integrating identity-bound digital securities standards (ERC-3643), with externalized settlement layers and trust-minimized security protocols.
Full-stack technical architecture
01 · Application Layer
Investor web portal and mobile app — "Everyone Can Invest".
02 · Identity Layer
MyDigital ID integration, ZK-KYC and automated AML screening.
03 · Compliance Layer
Permissioned ERC-3643 identity-bound digital securities standards.
04 · Ledger Layer
Enterprise-grade DLT with EVM interoperability and real-time on-chain auditing.
05 · Settlement Layer
T+0 DvP settlement against bank API gateways and regulated Ringgit digital cash.
06 · Custody Layer
Multi-signature vault custody with regulated digital asset custodian integrations.
Platform capabilities
Zero-knowledge identity
ZK-KYC/AML proves eligibility without exposing underlying personal data to counterparties.
Oracle valuation infrastructure
Decentralized price feeds continuously track asset performance to maintain accurate on-chain valuations.
Decentralized bridge support
Continuous health monitoring of cryptographic validation nodes for zero-interruption ledger layers.
Off-site data integrity
Encrypted backups, automated failover and rapid restoration procedures minimize downtime.
Systemic anti-fragility
Automated circuit breakers and multi-signature custody secure capital during volatile market events.
Shariah contract library
Islamic structures encoded on-chain
Musharakah Mutanaqisah
Diminishing partnership structures for real estate co-ownership.
Ijarah
Leasing structures for revenue-generating green energy infrastructure.
Wakalah bi al-Istithmar
Investment agency structures for private credit instruments.